Needs
$3,714
Target $3,400$314 over
Wants
$732
Target $2,040$1,308 left
Savings & Debt
$300
Target $1,360$1,060 left
How it works
A simple guideline, not a strict rule.
50% Needs — housing, utilities, groceries, transport, insurance, minimum debt payments.
30% Wants — dining, entertainment, shopping, subscriptions, hobbies.
20% Savings & Debt — emergency fund, investments, sinking funds, extra debt payments.
Targets above are based on your profile income of $6,800/month. Adjust it in Settings.